The rate is (Likes + Comments + Saves) divided by followers, times 100. The follower-based version is the industry standard for comparing accounts; the alternative denominator measures content performance among people who actually saw it and typically reads 2 to 5x higher.
Engagement rates fall as accounts grow, so the verdict compares you against your follower tier, not the whole platform. A nano creator at 4.0% to 6.0% is performing normally; the same number from a mega account would be exceptional.
Instagram is also format-aware: Reels run 2 to 3x hotter than feed posts at every tier, and Stories use intent signals (taps forward, replies, sticker taps) against impressions. Picking a format re-benches the verdict against the right band instead of averaging them.
The brand deal figure multiplies your follower count by a per 1,000 base of $10 to $25, then by the same engagement band and niche multipliers the sponsorship calculators use, so the two tools always agree.
Creator tierFollowersTypical rate
Nano Creator0 to 10K4% to 6%
Micro Creator10K to 50K2% to 4%
Mid-Tier Creator50K to 500K1.5% to 3%
Macro Creator500K to 1M1% to 2%
Mega Creator1M+0.5% to 1.5%